The base version of the Tata Neu Infinity HDFC credit card, the co-branded Tata Neu Plus HDFC, offers cardholders up to 7% value back on Tata Neu purchases, making it an excellent option for anyone who regularly shops with Tata Neu.
Cardholders receive value from NeuCoins, which can be used at Tata Neu and its partner brands, like BigBasket, Westside, and Air India. This allows them to redeem incentives from multiple brands rather than selecting just one.
You can receive a 2% value back on all non-EM transactions at Tata Neu with this card, in addition to 51% NeuCoins on specific Tata Neu purchases. In addition, you can receive value back on other transactions, such as payments made using UPI.
Important Things to Remember Regarding Tata NeuCoins
Validity: 365 days after the last time you made a purchase using or earning an eligible NeuCoins
A- Yes, there are four free domestic lounge trips per year with the Tata Neu Plus HDFC Credit Card, with a maximum of one visit permitted every quarter.
A- There is an annual fee of Rs. 499 for the Tata Neu Plus HDFC Credit Card. You can receive a remission of the annual charge if you spend Rs. 1 lakh in a single year.
A- Select transactions, including oil purchases, rent payments, government-related expenses, wallet loading, cash advances, unpaid bills, other fees or penalties, and EMI transactions, do not earn NeuCoins.
A- Yes, a RuPay version of the Tata Neu Plus HDFC Credit Card exists. A 500 NeuCoin monthly cap enables you to receive 1% value back in the form of NeuCoins on UPI transactions.
A- No, the Tata Neu Plus HDFC Credit Card is not secured. You have to be between the ages of 21 and 65 to qualify. The minimum income required for self-employed people is Rs. 6 LPA, whereas it is Rs. 25,000 per month for salaried people.