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The Swiggy HDFC Bank Credit Card, which was primarily created for regular Swiggy users (and to increase the number of loyal customers), is unique for two reasons: first, it offers a substantial 10% cashback on all Swiggy platforms, including food delivery, Instamart, Dine Out, and Genie. Second, in addition to the 1% cashback on offline and other purchases, there is an extra 5% cashback on several online platforms. We would have to agree that the Swiggy HDFC Bank Credit Card is more than worth the Rs 500 monthly premium. Our evaluation of the Swiggy HDFC Credit Card may be found here.
Activation Gift: A complimentary three-month Swiggy One membership is granted upon card activation.
10% Swiggy Cashback: With a monthly cap of Rs. 1,500, you can receive 10% cashback on Swiggy app purchases involving meal ordering, Instamart, Dineout, and Genie. However, this HDFC bank credit card’s 10% accelerated cashback won’t apply to Swiggy Money Wallet, Liquor, and Minis purchases.
5% Cashback: Online purchases from leading brands in various categories are limited to Rs. 1,500 monthly.
1% Cashback: Rs. 500 is the monthly cap on all other category expenditures, including offline transactions.
Renewal Fee Waiver: Upon reaching the yearly spend of Rs. 2 lakh prior to the card renewal date, the annual cost of card renewal is waived. To qualify for the yearly fee waiver, transactions conducted through Cash on-call, cash withdrawals, and balance transfers are not included in the total annual spending calculation.
Benefits of Golf with Mastercard: Users with Mastercard variants receive four complimentary rounds of green fees, twelve free golf lessons or sessions, and 50% off green fees after the free sessions.
Zero Liability for Lost Cards: Zero liability on fraudulent transactions made with your Swiggy credit card is a benefit you may take advantage of if you miss it and report it immediately. You can report by calling the HDFC Bank call centre, which is open 24/7.