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Credit cards from CICI Bank are created to meet the diverse needs of various consumer categories. With benefits spread throughout several areas including fuel, travel, shopping, dining, etc., you may find alternatives ranging from lifetime-free and entry-level to premium cards. Additionally, a card co-branded with well-known companies like Ske Amazon, HPCL Adani, MakeMyTrip, etc., is available. To compare and apply for the best ICICI credit card, continue reading.
A. Only Indian residents are eligible for the global credit cards offered by ICICI Bank. Therefore, before relinquishing their Indian citizenship, the user must pay off all outstanding balances on the card and turn it in to the card issuer, per RBI requirements. Indian people who are applying to become citizens of another nation must go through this process.
A. Yes, Your credit card from ICICI Bank is activated using the online purchasing option, which you can use to buy products from all domestic internet stores as well as some foreign ones.
A. A number of factors could make this feasible. In the event that their credit card payment is refused, ICICI Bank credit cardholders must contact the ICICI Bank Customer Care Centre.
A. It is entirely up to the issuer to decide whether or not to allow a transaction if the customer’s credit limit is exceeded. 2.5% of the amount that exceeds the credit limit will be charged as an over-limit fee if the transaction is accepted.
A. Interest must be paid by the client on the entire amount owed that is not paid by the due date. As the prior overdue amount must be paid in full, interest is assessed on both the entire amount owed and the most recent transactions completed to date. The cash advances are also subject to interest from the transaction date until the due date.