The Shoppers Stop HDFC Bank Credit Card and the Shoppers Stop Black HDFC Bank Credit Card are two co-branded credit cards that HDFC Bank and Shoppers Stop have introduced. These credit cards, which fall under the category of shopping credit cards, provide rewards for private label purchases and other purchases made at Shoppers Stop. The cards offer insurance coverage, lounge access, milestone benefits, and card activation advantages. To learn more about these credit cards, continue reading.
The Shoppers Stop HDFC Bank Credit Card offers several advantages, including reward points, fuel surcharge waivers, welcome and milestone rewards, and more. With this credit card, you can join Shoppers Stop for free. The following is a list of advantages:
Welcome Benefit: There is a Rs. 500 Shoppers Stop discount coupon available as a welcome bonus with this credit card. The bill can be redeemed for any amount.
Milestone Benefits: You can receive Rs. 15,000 if you spend at least Rs. 15,000 at Shoppers Stop during the weekend. 500 that month.
Reward Points: As mentioned, this credit card allows you to gain up to 3% reward points on your purchases.
Every customer receives 3% reward points. Stop buying and get up to 500 reward points every month.
Every non-shopper receives 1% reward points. Stop buying, with a monthly maximum of 1,000 reward points.
These reward points can be exchanged for the following.
With Shoppers Stop coupons, one reward point is worth Rs. 1.
The redemption value for non-Shoppers Stop vouchers would be determined by the most recent HDFC Bank redemption catalogue.
The Shoppers Stop Black HDFC Bank Credit Card offers superior features and advantages compared to the standard co-branded variant. This credit card is considered semi-premium with an annual charge of Rs. 4,500. However, you will receive a free membership of Rs. 4,500 for First Citizen Black. As stated below, the HDFC Bank Credit Card offers some substantial features.
Welcome Benefits: As a welcome bonus, you get a Rs. 1,500 Shoppers Stop discount certificate with this credit card that can be used on purchases.
Reward Points: As stated below, you could earn up to 7% reward points with this credit card:
Every Shoppers Stop purchase earns you 7% in reward points.
Every non-Shoppers Stop purchase earns 2% reward points.
Earning rewards is limited to 2,000 reward points each month.
These reward benefits can be used against Shoppers Stop vouchers in a 1:1 redemption value ratio and against other possibilities listed in the HDFC Bank’s current redemption catalogue, just as the standard variant, the HDFC Bank Shoppers Stop Credit Card.
Lounge Access: Black’s Shoppers Stop Benefits from the HDFC Bank Credit Card are available in more than 50 lounges throughout India. The card permits four lounge visits for domestic travel and two trips for foreign travel each quarter.
Milestone Benefits: You can earn Rs. 2,000 monthly if you spend at least Rs. 50,000 at Shoppers Stop over the weekend.
Insurance Benefits: The following insurance advantages are provided by the credit card:
Accidental Air Death Insurance for Rs. 3 Crore
Up to Rs. 50 lakh in emergency hospitalisation coverage abroad
Rs. 9 lakh in credit liability coverage
A- You can gain reward points on Shoppers Stop Private brands, other Shoppers Stop products, and all other retail purchases when you use Shoppers Stop HDFC Credit Cards. However, remember that there are no rewards for EMI transactions, wallet-loading transactions, account fees and payments, or the purchase of gold coins and jewellery. Additionally, remember you may not receive reward points for even eligible transactions if the partner network Visa does not recognise any product’s MCC (Merchant Category Code).
A- The HDFC Bank credit card reward points redemption catalogue and Shoppers Stop physical and online stores accept rewards that may be redeemed for purchases with these credit cards.
A- It’s not just Shoppers Stop’s current customers who can use this co-branded credit card. You can apply for this credit card if you meet the age and income requirements. Your Shoppers Stop membership ID is automatically created after you receive this credit card.